organizations could be doing a better job evaluating and prioritizing savings ideas, getting buy-in, tracking implementation, and measuring progress against targets.
For long-term goals think about investing some of your money. Get some financial advice to work out a good investment strategy to reach your goals.
short-term goals is to reduce your spending on non-essential items, like entertainment, dining out, memberships or subscriptions.
Set your goals, create your savings plan and begin to make your dreams a reality.
It's a good idea to put some money aside for emergencies.